Directors & Officers Liability (D&O) Non-Profit Organizations
		Protects the insured organization (entity coverage) and all directors, officers, trustees, committee members, volunteers or employees of non-profit organizations against damages resulting from any civil claim or claims made against them and caused by any negligent act, error or omission while acting in their respective capacities. A spousal coverage extension is also available.
		Indemnifies a non-profit organization for expenses incurred in defending a lawsuit alleging negligence of officers or directors.
		Broad definition of Wrongful Act can provide coverage for Employment Practices Liability (EPL) including:
			Discrimination
			Sexual Harassment
			Wrongful Termination
			Mental Anguish
			Emotional Distress
		Duty to defend policies with annual premiums as low as $1,000. Additional options including:
			Defense costs in addition to the limit of liability
			Guaranteed renewal at set premium
			Two & Three year policies with prepaid premium at a discounted rate
			Fiduciary Liability coverage option with shared or separate limit
		Underwriting information required:
			Completed, signed and dated original application
			Latest audited financial statement
			Copy of Bylaws
			List of directors and officers