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Special
Event Insurance
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Special
Event Liability |
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A
special event is defined as an event, such as fairs,
weddings, festivals, carnivals, exhibitions, fund raising
dinners, business meetings or other events of short
duration, usually lasting ten days or less. Other types of
special event insurance would include Event Cancellation,
and Prize Indemnification insurance. |
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The
special event organizer will most likely be required to
provide proof of liability insurance to the facility/venue
where the special event will be held. In addition to
providing a Certificate of Insurance to the facility/venue,
you may also be required to add the facility/venue as an
insured. This is known as adding the facility/venue as an Additional
Insured to this liability policy in order to hold
your special event on their premises. |
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Coverage
is available for over 200 types of events (excluding Stunts,
Pyrotechnics, Aircrafts, Hazardous Activities, Car Races,
Precision Driving, Mechanical Devices, Private Armed
Security Guards, Film Production, Rap/Hip-Hop music,
Rock/Metal music, Rides, Water Events, or events outside the
U.S.). State limitations apply. |
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Event
Cancellation |
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Event
Cancellation can be purchased to protect event expenses or
revenue against cancellation or abandonment caused by
reasons beyond your control.
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Event
Cancellation provides coverage for many perils, including:
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Weather
(if policy purchased 7 days in advance) |
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Earthquake,
Flood, Tsunami
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Terrorist
act resulting in damage to the venue
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Venues
deemed unusable
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Various
other perils
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To
be eligible for Event Cancellation, the event must:
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Be
less than 90 days in duration; |
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Have a
budget less than $250,000; |
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Take
place anywhere in the
United States
, its territories and possessions.
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